Realtor Candis Carmichael
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Single Family ResidenceResidential440 OLIVE CONCH STREET RUSKIN FL 33570
4695792b 3c00 4b4d a748 c5bbe5b9dbe9 8d13979e 8df8 4067 8040 1079de8ad702 6dfb2e7b e7ee 434e 91aa d9d2bfbd580a d66e143c ce7e 40e4 ade3 ccb582559488

440 OLIVE CONCH STREET RUSKIN FL 33570

5 beds
3 baths
2522 sq ft
$425,000
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Courtesy of

  • Listing Office: EXP REALTY LLC
  • Status:
  • MLS ID: MFRTB8511817

Description

  • Description:

    Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the desirable Shell Cove community of Ruskin. Built in 2020, this spacious two-story residence offers over 2,400 square feet of thoughtfully designed living space featuring an open-concept floor plan, a versatile loft, and a large upstairs owner’s suite with walk-in closet and dual-sink vanity. The modern kitchen overlooks the living and dining areas and includes solid surface countertops, upgraded appliances, ample cabinetry, and under-cabinet LED lighting. Recent enhancements include laminate flooring upstairs, custom built-ins, remodeled pantry storage, upgraded fixtures, fresh interior paint, solar-tinted windows, and a whole-home water filtration and softener system. Step outside to enjoy a fully fenced backyard with pond views, mature landscaping, screened patio enclosure, garden area, and paver patio—perfect for
    entertaining or relaxing outdoors. Additional features include a solar power system ( WITH A AVERAGE TECO BILL
    OF 14$ !!! with battery backup, irrigation system, attached 2-car garage, and smart home upgrades. Shell Cove
    amenities include a community pool, playground, basketball court, walking trails, and dog park, all conveniently
    located near shopping, dining, schools, hospitals, and easy access to Tampa Bay. (SOLAR POWER SYSTEM WILL BE ASSUMED BY BUYER AS A SEPARATE LOAN (39K BALANCE ) APPROXIMATELY 240 $ A MONTH)

     Show all description
  • Virtual Tour: https://www.propertypanorama.com/instaview/stellar/TB8511817

Video

Basics

  • Bathrooms Half: 0
  • Date added: Added 50 minutes ago
  • Category:
  • Type:
  • Bedrooms: 5
  • Bathrooms: 3
  • Half baths: 0
  • Area, sq ft: 2522 sq ft
  • Lot size, sq ft: 5000 sq ft
  • Year built: 2020
  • SubdivisionName: SHELL COVE PH 1
  • GarageSpaces: 2

Location

  • CountyOrParish: Hillsborough
  • City / Department: RUSKIN

Location Details

  • Elementary School: Ruskin-HB
  • Middle Or Junior School: Shields-HB
  • High School: Lennard-HB

Property Features

  • Interior Features: Crown Molding, Stone Counters, Walk-In Closet(s)
  • Appliances: Built-In Oven, Refrigerator
  • Flooring: Carpet, Tile
  • Laundry Features: Laundry Room
  • Waterfront YN: Yes
  • Waterfront Features: Pond
  • Garage YN: Yes
  • Garage Spaces: 2
  • Pets Allowed: Yes
  • Roof: Shingle
  • Water Source: Public
  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Central
  • Furnished: Unfurnished

Property Details

  • Subdivision Name: SHELL COVE PH 1
  • Direction Faces: North
  • Construction Materials: Block, Brick

Association Information

  • Association YN: Yes
  • Association Fee: 8
  • Association Fee Frequency: Monthly

Fees&Taxes

  • Tax Year: 2025
  • Tax Annual Amount: $7,026

Green Building Info

  • Green Energy Generation: Solar

Amenities & Features

Building Details

  • NewConstructionYN: No
  • Heating: Central
  • Exterior material: ,
  • Roof:

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This style property is located in RUSKIN is currently and has been listed on REALTOR CANDIS CARMICHAEL. This property is listed at $425,000. It has 5 beds bedrooms, 3 baths bathrooms, and is 2522 sq ft. The property was built in 2020 year. Properties displayed may be listed or sold by various participants in the MLS. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by broker or MLS GRID. Based on information submitted to the MLS GRID as of October 2, 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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Clients Testimonials

Michelle F.
Michelle F.
★★★★★
Largo, FL
Absolutely amazing. Was very helpful and willing to answer all my questions to the best of her knowledge. Came back to me with more information if she didn’t have the best answers available.
Janet D.
Janet D.
★★★★★
Largo, FL
Candis was very hands on and always available. She got our home sold and was a huge help in my relocation. We had lived in the same house for 29 years and were unsure how to proceed in our sale. Candis knew what she was doing and steered us in the right direction. She was always thorough in explaining each and every step.
Wayne P.
Wayne P.
★★★★★
Clearwater, FL
My buying experience started rough with an agent who did nothing for me. Then I found Candis. I could tell the difference! She immediately began working hard for me. She is a very educated, helpful Realtor who was always a step ahead! She has a great personality and I recommend her to everyone! Even in a tough market, she made my dream of buying my first home a reality and we closed within 30 days!
Joe C.
Joe C.
★★★★★
St. Petersburg, FL
Thanks to Candis for helping me find a place to call home. In what can be a very stressful experience, Candis always kept things positive and stayed on track towards accomplishing the goal. I highly recommend her for anyone trying to find the right property. I appreciated all of her market insight and creative ideas for making this property more of a home!
Tasha Z.
Tasha Z.
★★★★★
Largo, FL
Candis went above and beyond to help me secure my new home purchase. There were many hiccups we encountered (at no fault of Candis). She worked hard to be an advocate for me through the entire process, even after closing. 10/10 would highly recommend. Working with Candis was like house shopping with a good friend!
Kim C.
Kim C.
★★★★★
Holiday, FL
It was great working with Candis. She really cares about her clients and what they want in a home. Her professionalism is top notch.
Tina P.
Tina P.
★★★★★
Clearwater, FL
Candis has a very happy personality that is so refreshing! If we had questions, she was there to answer. And she worked well with our loan team! In this extremely difficult housing market, Candis kept us positive and patient and we finally got an offer accepted on our first home! If you are looking for a realtor, Candis is the perfect one!
Charlotte B.
Charlotte B.
★★★★★
Largo, FL
We were moving from CA to FL and Candis made house search over the next year so easy. All we had to do was tell her what we were looking for and she did all the work! She made us feel like family and went above and beyond to help find our perfect house. Candis truly is an upbeat agent who listened to our needs and wants while her fun and positive attitude made her a joy to work with. And her honesty is refreshing.
Paul & Barb L.
Paul & Barb L.
★★★★★
Largo, FL
We connected with Candis when we visited open house. It was our lucky break! She never made us a feel like just a commission, nor was she impatient as we dragged out the process. She took the time to understand our wants and provided insight, opinion and reassurance throughout the process. Her experience and knowledge were very helpful and she was patient with our many changes in direction. She exceeded our expectations!
Vicki & Daryl H.
Vicki & Daryl H.
★★★★★
Harbor Bluffs, FL
Candis Carmichael is a fantastic realtor. Her positive outlook paired with her professionalism is a great combination! She is smart, experienced and knowledgeable. She was in constant contact with us and always returned emails, text messages or phone calls in a prompt manner. My husband and I would recommend Candis whether you are buying or selling your home.
Ron & Charlotte VB
Ron & Charlotte VB
★★★★★
Largo, FL
REALTOR Candis is a true professional Realtor. She listens to your wants and needs, then goes out to find what you asked for. She has local knowledge of all areas (which helped with our relocation from out of State). Candis responds to all phone call and text messages within a short amount of time.
Melody H.
Melody H.
★★★★★
Pinellas Park, FL
REALTOR Candis is a consummate professional who guides you every step of the way and beyond the sale. She is detailed, personable and always your champion. I can't say enough about REALTOR Candis and would whole-heartedly recommend her to anyone seeking to sell or buy a home.
Kim & Ray L.
Kim & Ray L.
★★★★★
Largo, FL
She is a great realtor! She listens and truly wants to help people find their forever homes. She's smart and a go-getter and we greatly appreciate everything she did to help us quickly find and buy our new home. She thoroughly explained everything during the process, answered our questions and gave great suggestions. If you want someone who cares and will truly work for you, Candis is who you need! She really is awesome!
Jane & Dave H.
Jane & Dave H.
★★★★★
St. Petersburg, FL
We appreciate that REALTOR Candis was genuinely concerned with helping us find a home. We had been blown off by other agents, owners and managers who who kept stringing us along only to tell us they sold or rented out the house. Thank you!
Daryl H.
Daryl H.
★★★★★
Spring Hill, FL
Candis was recommended and after meeting with her, we were quickly impressed with her professional manner and knowledge of the areas where we were looking to buy.

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