Courtesy of
- Listing Office: LPT REALTY, LLC
- Status: Active
- MLS ID: MFRTB8425549
Description
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Description:
One or more photo(s) has been virtually staged. Welcome to 528 Ocean Spray Dr in Ruskin, a 2021-built, move-in ready home offering 4 bedrooms, 3.5 bathrooms, and 2,820 sq ft in the sought-after Shell Cove community. This rare opportunity combines low-interest assumable financing, modern construction, and flexible living spaces—a powerful advantage in today’s market.
Designed with an open-concept floor plan, the home features high ceilings, tile flooring, and abundant natural light. The chef’s kitchen is the heart of the home with granite countertops, stainless steel appliances, and a large center island—perfect for entertaining and everyday living.
A standout feature is the private in-law suite with its own entrance, ideal for multigenerational living, guests, home office, or rental income potential. The primary suite offers a peaceful retreat with a walk-in closet, dual vanities, garden tub, and separate shower. Two additional bedrooms share a Jack-and-Jill bathroom, providing smart separation and privacy.
Enjoy Florida living in the oversized backyard, perfect for gatherings, pets, or future outdoor enhancements. Residents of Shell Cove enjoy access to a community pool, well-maintained common areas, and a prime location just minutes from shopping, dining, and grocery stores.
NO FLOOD INSURANCE REQUIRED!
Assumable VA loan at 2.99% (qualified buyers)
Built in 2021.
Low HOA.
Convenient access to I-75, Tampa, and surrounding areas.
Bonus: A FREE appraisal and potential lender incentives are available when using the preferred lender.
Show all description - Virtual Tour: https://www.zillow.com/view-imx/40d32efb-37a3-41eb-9bec-5a4229e1ba7d/?utm_source=captureapp
Video
- VirtualTourURLUnbranded: https://www.zillow.com/view-imx/40d32efb-37a3-41eb-9bec-5a4229e1ba7d/?utm_source=captureapp
Basics
- Bathrooms Half: 1
- Date added: Added 2 hours ago
- Category: Single Family Residence
- Type: Residential
- Bedrooms: 4
- Bathrooms: 4
- Half baths: 1
- Floors: 1
- Area, sq ft: 2820 sq ft
- Lot size, sq ft: 7680 sq ft
- Year built: 2021
- SubdivisionName: SHELL COVE PH 2
- GarageSpaces: 3
Location
- CountyOrParish: Hillsborough
- City / Department: RUSKIN
Property Features
- Interior Features: Ceiling Fans(s), Dry Bar, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Wet Bar
- Appliances: Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Washer
- Flooring: Carpet, Tile
- Laundry Features: Electric Dryer Hookup, Inside, Laundry Room
- Patio And Porch Features: Covered
- Garage YN: Yes
- Attached Garage YN: Yes
- Garage Spaces: 3
- Pets Allowed: Cats OK, Dogs OK
- Roof: Shingle
- Water Source: Public
- Sewer: Public Sewer
- Cooling: Central Air
- Heating: Electric
Property Details
- Subdivision Name: SHELL COVE PH 2
- Direction Faces: West
- Construction Materials: Brick
Association Information
- Association YN: Yes
- Association Fee: 85
- Association Fee Frequency: Annually
- Association Fee Includes: Common Area Taxes, Pool, Private Road
- Association Amenities: Pool
- Community Features: Buyer Approval Required, Deed Restrictions, Pool
Fees&Taxes
- Tax Year: 2024
- Tax Annual Amount: $10,267
- Tax Other Annual Assessment Amount: 2715
Amenities & Features
- Waterfront available: No
- GarageYN: Yes
- AttachedGarageYN: Yes
- FireplaceYN: No
- PoolPrivateYN: No
- Cooling: Central Air
- CommunityFeatures: Buyer Approval Required, Deed Restrictions, Pool
- Utilities: Cable Available, Electricity Available
- Features:
- Amenities:
