Types of Inspections
There are many types of inspections for you to consider when you purchase a property. I’m often asked by buyers what the heck all of these different types of inspections are and do they really need to have them done? Whether you have the inspections performed or not is entirely up to you as a […]
Why Would My Lender Deny the Home I Want to Purchase?
Q: Why Would My Lender Deny the Home I Want to Purchase? A: When you purchase a home, you likely take out a loan (mortgage) to make the purchase. The bank evaluates you as the buyer and the home you’re looking to purchase. We all know the bank wants to be sure you can (and […]
Buying New Construction Homes
I’m a big advocate of buying new construction if you can. And I love to help buyers with their new construction search. Contrary to popular belief, you can buy new construction homes in Pinellas County. Even in St. Pete and along the beaches! You’ve just gotta find them. Many are one-offs in areas where they’ve […]
Features That Are Becoming Standard in New Homes
Source: Realtor Magazine, January 27, 2020 First-time and repeat buyers say they’d rather have a smaller home with high-quality amenities than a bigger property with fewer such features, according to a survey the National Association of Home Builders released during the International Builders’ Show last week in Las Vegas. The NAHB’s report, titled “What Home […]
Buy a Home with High Income and Low Credit Score
A mortgage lender looks at several factors when deciding whether to approve a loan application. A lending institution wants to know that a borrower has both the ability and the will to repay debts. If you have a high income and a low credit score, a lender may have reservations about approving your mortgage application. […]
Tips for Filing an Insurance Claim After a Storm
Whether reporting storm damage to your property over the phone or through your mobile device, the Insurance Information Institute (I.I.I.) offers the following tips on how to file an insurance claim: Contact your insurer as soon as possible to begin the process.Provide your insurer with your policy number and the best phone number and email […]
Is a Pool a Smart Investment?
Summer’s here and keeping cool and having fun is on everybody’s mind. Don’t currently have a pool? Maybe you’re thinking about adding one. It’s a significant investment, so carefully weigh the advantages and drawbacks before making a decision. Amount of UseIf you live in a region that is warm for a majority of the year, […]
What to Expect from a Home Inspection
Your home inspection doesn’t have to be a surprise or a scary experience. A home inspection can make or break a transaction. Without it, buyers wouldn’t know if they’re buying a money pit or a home that will last a lifetime. Homebuyers are responsible for hiring a professional home inspector, who should uncover possible problems […]
Remodeling Loan for Fixer-Uppers
As homes age, more homeowners are looking to remodeling to spruce up their properties. Of the nation’s stock of 137 million units, nearly 80% are at least 20 years old, and 40% are at least 50 years old. Freddie Mac says its new mortgage product is to help home buyers finance or refinance fixer-uppers. Eligible […]
Prepare Your Home for Travel
It’s summer, which means vacation time! Family travel is high this time of year since the kids are out of school. Personally: I love to travel. I love to take mini-vacations. I love to take long weekends away. I even love the occasional “stay-cation.” Exploring new places and cultures is like an energy infusion. It […]
