Protect Your Investment: How to Shop for the Best Home Warranty

Protect Your Investment How to Shop for the Best Home Warranty - candiscarmichael-comYour home is likely the most significant investment you’ll make. After spending all that time, effort, and money into finding the perfect home for you and your family, the last thing you want is to have to deal with issues that can significantly cost you down the line. That’s where a home warranty comes in – the ultimate protection for your investment. If you want to learn more about home warranties and how to shop for one, keep reading for some advice below.

What Exactly Is a Home Warranty?

A home warranty is a service contract that covers the repair or replacement of major home appliances and systems, such as air conditioning, electrical, and plumbing systems. Homeowners pay an annual or monthly fee for the warranty, which typically lasts one year and can be renewed. Homeowners can benefit from having a home warranty, as it can help save money on expensive repairs or replacements. Home warranties usually cover the cost of parts and labor, so you wouldn’t have to pay anything out of pocket if something went wrong! Another benefit of home warranties is that they offer peace of mind. If something breaks, you can call the home warranty company and arrange for a technician to fix it. This is especially helpful if you’re unfamiliar with home repairs or don’t have the time to do them yourself.

Know What’s Covered

When you’re looking for the best home warranty company, the first thing you need to do is find out what’s included in the coverage. Most home warranty companies offer coverage for major systems like air conditioning, heating, electrical, and plumbing, as well as standard appliances like refrigerators, dishwashers, and clothes washers and dryers. Some companies also offer coverage for pools, spas, and other recreational equipment. Whatever it is you’re looking for, read the fine print of the home warranty contract to find out exactly what’s covered and what’s not, so you have ultimate clarity on your agreement.

Compare Coverage and Cost

Once you know what you need coverage for, you can start shopping around and comparing home warranty companies. When you’re comparing plans, be sure to look at the coverage levels and the costs. Most home warranty companies charge a monthly or annual fee plus a service call fee every time you need to use the warranty. Some companies also offer different levels of coverage, so you can choose the one that fits your needs and budget.

Read the Reviews

Before you decide on a coverage plan and company, you need to do your research. Check out websites like Consumer Reports to see what other customers have to say about the company’s customer service, claims process, and overall satisfaction. This can be super helpful in understanding the policy from a user’s perspective. You can also ask your friends, family, neighbors or REALTOR Candis for recommendations they might have.

Get Everything in Writing

Once you’ve chosen a home warranty company, get everything in writing. Read the contract carefully and understand the coverage, exclusions, and terms and conditions. If you need additional help, check out this guide by Sterling Miller on navigating and deciphering legal contracts. Be sure to keep a copy of the agreement in a safe place so you can refer to it when you need to use the warranty. In addition, it will be prudent to keep good records. Keep track of all correspondence with your home warranty company, including phone calls, emails, and letters. This will come in handy if you ever need to file a claim.

Investing in a home warranty will be critical for every homeowner. Not only will it save you thousands of dollars if any issue arises, but you will also benefit from the peace of mind of knowing that your investment is in safe hands.

If you need help buying or selling a home, reach out to Realtor Candis Carmichael. Click here to schedule an appointment today!

Article provided by Jason Kenner of OnParParent.com

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Client Testimonials

Tiffanie R.
Tiffanie R.
Largo, FL
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Candis is a highly experienced and knowledgeable realtor. She prides herself on knowing the market, neighborhoods, and the larger view of real estate trends across the country. Her insights, professionalism, and excellent communication skills translate to an interaction that is easy, streamlined, efficient, and effective. I recommend Candis 100%!
Michelle F.
Michelle F.
Largo, FL
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Absolutely amazing. Was very helpful and willing to answer all my questions to the best of her knowledge. Came back to me with more information if she didn’t have the best answers available.
Janet D.
Janet D.
Largo, FL
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Candis was very hands on and always available. She got our home sold and was a huge help in my relocation. We had lived in the same house for 29 years and were unsure how to proceed in our sale. Candis knew what she was doing and steered us in the right direction. She was always thorough in explaining each and every step.
W. Pope
W. Pope
Clearwater, FL
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My buying experience started rough with an agent who did nothing for me. Then I found Candis. I could tell the difference! She immediately began working hard for me. She is a very educated, helpful Realtor who was always a step ahead! She has a great personality and I recommend her to everyone! Even in a tough market, she made my dream of buying my first home a reality and we closed within 30 days!
Joe C.
Joe C.
St. Petersburg, FL
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Thanks to Candis for helping me find a place to call home. In what can be a very stressful experience, Candis always kept things positive and stayed on track towards accomplishing the goal. I highly recommend her for anyone trying to find the right property. I appreciated all of her market insight and creative ideas for making this property more of a home!
Tasha Z.
Tasha Z.
Largo, FL
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Candis went above and beyond to help me secure my new home purchase. There were many hiccups we encountered (at no fault of Candis). She worked hard to be an advocate for me through the entire process, even after closing. 10/10 would highly recommend. Working with Candis was like house shopping with a good friend!
Kim C.
Kim C.
Holiday, FL
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It was great working with Candis. She really cares about her clients and what they want in a home. Her professionalism is top notch.
Tina P.
Tina P.
Clearwater, FL
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Candis has a very happy personality that is so refreshing! If we had questions, she was there to answer. And she worked well with our loan team! In this extremely difficult housing market, Candis kept us positive and patient and we finally got an offer accepted on our first home! If you are looking for a realtor, Candis is the perfect one!
T. Reynolds
T. Reynolds
Largo, FL
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Candis will exceed your expectations. She is personally committed to helping people with extreme professionalism. This combination results in a realtor who anticipates your needs and provides solutions, goes 'above and beyond' normal communication, and executes on your behalf with diligence, care, and expediency. I couldn't recommend her more!
Charlotte B.
Charlotte B.
Largo, FL
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We were moving from CA to FL and Candis made house search over the next year so easy. All we had to do was tell her what we were looking for and she did all the work! She made us feel like family and went above and beyond to help find our perfect house. Candis truly is an upbeat agent who listened to our needs and wants while her fun and positive attitude made her a joy to work with. And her honesty is refreshing.
Paul & Barb L.
Paul & Barb L.
Largo, FL
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We connected with Candis when we visited open house. It was our lucky break! She never made us a feel like just a commission, nor was she impatient as we dragged out the process. She took the time to understand our wants and provided insight, opinion and reassurance throughout the process. Her experience and knowledge were very helpful and she was patient with our many changes in direction. She exceeded our expectations!
Vicki & Daryl H.
Vicki & Daryl H.
Harbor Bluffs, FL
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Candis Carmichael is a fantastic realtor. Her positive outlook paired with her professionalism is a great combination! She is smart, experienced and knowledgeable. She was in constant contact with us and always returned emails, text messages or phone calls in a prompt manner. My husband and I would recommend Candis whether you are buying or selling your home.
Ron & Charlotte VB
Ron & Charlotte VB
Largo, FL
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REALTOR Candis is a true professional Realtor. She listens to your wants and needs, then goes out to find what you asked for. She has local knowledge of all areas (which helped with our relocation from out of State). Candis responds to all phone call and text messages within a short amount of time.
Melody H.
Melody H.
Pinellas Park, FL
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REALTOR Candis is a consummate professional who guides you every step of the way and beyond the sale. She is detailed, personable and always your champion. I can't say enough about REALTOR Candis and would whole-heartedly recommend her to anyone seeking to sell or buy a home.
Kim & Ray L.
Kim & Ray L.
Largo, FL
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She is a great realtor! She listens and truly wants to help people find their forever homes. She's smart and a go-getter and we greatly appreciate everything she did to help us quickly find and buy our new home. She thoroughly explained everything during the process, answered our questions and gave great suggestions. If you want someone who cares and will truly work for you, Candis is who you need! She really is awesome!
Jane & Dave H.
Jane & Dave H.
St. Petersburg, FL
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We appreciate that REALTOR Candis was genuinely concerned with helping us find a home. We had been blown off by other agents, owners and managers who who kept stringing us along only to tell us they sold or rented out the house. Thank you!
Daryl H.
Daryl H.
Spring Hill, FL
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Candis was recommended and after meeting with her, we were quickly impressed with her professional manner and knowledge of the areas where we were looking to buy.
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