Buyer’s Agent Pinellas County
Pinellas County Buyer’s Agent Expert Buyer’s Agent Services in Pinellas County, Florida Buying a home is a major investment that can be overwhelming and emotional. As an Accredited Buyer’s Representative (ABR®) issued by the National Association of Realtors, Candis Carmichael understands your concerns and is dedicated to making your home buying experience exciting, fun, and […]
Home Inspection Repairs – Which to Request and Which to Skip
Seller’s market? Let’s not ask for minor repairs… and which ones should be requested and made. Following the home inspection, the issues a buyer should focus on asking a seller to repair or replace are significant structural, mechanical, or environmental defects. It is reasonable to assume that any buyer would want these items fixed if […]
Types of Inspections
There are many types of inspections for you to consider when you purchase a property. I’m often asked by buyers what the heck all of these different types of inspections are and do they really need to have them done? Whether you have the inspections performed or not is entirely up to you as a […]
Why Would My Lender Deny the Home I Want to Purchase?
Q: Why Would My Lender Deny the Home I Want to Purchase? A: When you purchase a home, you likely take out a loan (mortgage) to make the purchase. The bank evaluates you as the buyer and the home you’re looking to purchase. We all know the bank wants to be sure you can (and […]
Features That Are Becoming Standard in New Homes
Source: Realtor Magazine, January 27, 2020 First-time and repeat buyers say they’d rather have a smaller home with high-quality amenities than a bigger property with fewer such features, according to a survey the National Association of Home Builders released during the International Builders’ Show last week in Las Vegas. The NAHB’s report, titled “What Home […]
Buy a Home with High Income and Low Credit Score
A mortgage lender looks at several factors when deciding whether to approve a loan application. A lending institution wants to know that a borrower has both the ability and the will to repay debts. If you have a high income and a low credit score, a lender may have reservations about approving your mortgage application. […]
What to Expect from a Home Inspection
Your home inspection doesn’t have to be a surprise or a scary experience. A home inspection can make or break a transaction. Without it, buyers wouldn’t know if they’re buying a money pit or a home that will last a lifetime. Homebuyers are responsible for hiring a professional home inspector, who should uncover possible problems […]
Remodeling Loan for Fixer-Uppers
As homes age, more homeowners are looking to remodeling to spruce up their properties. Of the nation’s stock of 137 million units, nearly 80% are at least 20 years old, and 40% are at least 50 years old. Freddie Mac says its new mortgage product is to help home buyers finance or refinance fixer-uppers. Eligible […]
Should I Dip Into Equity and Renovate?
Many homeowners will be taking advantage of winter savings on supplies and the off-season availability of contractors to use a home equity line of credit (HELOC) to finance home renovations. According to recent research from TD Bank, more than three quarters (80%) of responding homeowners with existing HELOCs who said they were planning home renovations […]
New Home Construction – How It’s Made
New home construction, is a misunderstood option of your home search. Well, I’m here to tell you: it’s always worth considering.